青岛二套房贷款是否享受首付和利率优惠

来源:青岛19站    所属频道:青岛19站信息港   发布时间:2010-12-28 09:38:36
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青岛十九站信息港消息 今天一网民来电咨询关于青岛市二套房贷款是否享受首付和利率优惠的相关问题:我知道“二套房”是第二套普通自住房的简称,是指以借款人家庭(包括借款人、配偶及未成年子女)为单位认定的,借款人家庭人均住房面积高于当地平均水平的,再次向商业银行申请住房贷款的房贷房。我想知道:我已有一套房子,此房有贷款。想咨询一下,在第一套房贷已还清的前提下,第二套房的贷款是否享受首付优惠和利率的7折优惠?谢谢!

www.19zhan.com客户服务人员在接到你这个问题后,就你提出的问题特意咨询了岛城万事通后给予回复:2010年1月10日,国务院办公厅下发了“关于促进房地产市场平稳健康发展的通知”,通知明确要求:对已利用贷款购买住房、又申请购买第二套(含)以上住房的家庭(包括借款人、配偶及未成年子女),贷款首付款比例不得低于40%,贷款利率严格按照风险定价;继续实施差别化的住房税收政策。建议您到我行贷款经办网点进行相关政策咨询。

以上就是关于青岛的二套房贷款是否享受首付和利率优惠的相关问题的回复,希望这个朋友满意加喜欢了,以下是此问题的英文回复希望老外朋友们更加喜欢:
www.19zhan.com customer service personnel after receiving your this question, you proposed after the question has consulted the Daocheng know-it-alls, specially gives the reply: on January 10, 2010, the Council General Office has after-cropped “about the promotion real estate market steady healthy development notice”, the notice is clear about the request: To has purchased the housing using the loan, also to apply to purchase the second set (including) above the housing family (including borrower, spouse and underage children), loans the first payment proportion not to be lower than 40%, the rate on loan strictly according to the risk fixed price; Continues to implement the differentiated the housing tax policy. Suggested that manage the mesh point you to my good loan to carry on the related policy consultation.


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